Tag: Elder Law
My mother went from private pay to Medicaid pay in her nursing home January 1, 2013. She now has zero money and all of her Social Security goes to the nursing home … Should I sell [her] home and effectively turn all of the assets over for her care or wait until her death, at […]
“I know adult stepchildren who step up in every sense of the word, but for most of these women, disagreements with stepchildren was the most stressful aspect of providing care for the husband.” Blended families are becoming more and more common these days, making the “modern family” a bit complicated at times. Whether following a […]
Open enrollment for the Medicare Part D Drug plans started on October 15th. You have until December 7th to determine which is the best plan for you in 2014 and make the needed change. It could save you hundreds or thousands of dollars. It is Medicare Open Enrollment time once again. Be sure not to […]
Most of the time, patients who have advance directives — somewhere — and don’t bring them to the hospital have simply left them at home. But lawyers’ offices and safe deposit boxes are also popular locations. All of which are useless if a person can’t direct his own care, or if family members are at […]
“Family members are already on emotional overload—adding a financial and legal decision aspect to what they’re already going through is enormous,” said Carol Steinberg, president of Alzheimer’s Foundation of America, a national nonprofit focused on the care and needs of people with the disease. “Therefore, the more decisions made earlier on and with the input […]
Medicare’s open enrollment season begins Tuesday October 15. Making the right choices might save you, or your parents, hundreds or thousands of dollars. Medicare open enrollment period began as of October 15, and beneficiaries have until December 7 to find the right plan and sign up. Since this year is no typical enrollment period, make […]
The death of a Medicaid recipient’s spouse can affect the amount of assets the Medicaid recipient has, and therefore his Medicaid eligibility. Scenario: One spouse, the institutional spouse, is in a nursing home and is qualified to receive Medicaid benefits to pay for their care. The other spouse, the community spouse, remains at home. Typically, […]
By one count, nearly one-third of Medicare Advantage plan enrollees say they were denied coverage for treatment by their plans. Such denials of coverage can be enraging or even life-threatening. However, there is an appeal process to resolve these conflicts. If you (or a loved one) have a Medicare Advantage plan, then it is important […]
“The presumption is that everyone has someone available, someone most likely younger or in better health, and better able to carry out one’s wishes or make decisions with your guidance…” But not everyone does. When it comes time to make life-and-death health decisions on your behalf, what do you do if you have no “family” […]
Federal officials are eager to get the word out that seniors and disabled individuals enrolled in Medicare Part A — which covers hospitalization and limited nursing home care and is free for most beneficiaries – do not need to buy a marketplace plan, because they are already meeting the insurance requirements. Changes in healthcare can […]
