financial consultant with clients

Don’t procrastinate on some of the larger issues in life. It is often easy to become wrapped up in the day-to-day issues of everyday life. However, it is important to note that if you don’t plan on what will become of your assets, then the laws of your state of residence will step in and […]

senior couple standing together

It can get tricky if you have an age gap or earnings gap. When a couple starts thinking about Social Security, they had best do some research because there are some costly mistakes that can be made, according to Considerable in “How couples can avoid a costly Social Security mistake“. Start by looking at the […]

Elder Couple with Bills

More Americans may have opportunities to invest in retirement plans. There are many difficulties that arise during retirement and both the U.S. Senate and the U.S. House are moving to ease those burdens, according to Next Avenue in “Will the SECURE Act Really Bring Retirement Security to Older Americans?“. With record numbers of retirees declaring […]

Elder Couple with Bills

So, you’ve reached your FRA. However, is this the right time to file or should you delay benefits? Social Security has more than 62 million people receiving benefits, making it one of the most popular social benefit programs in the country, according to The Crozet Gazette in “When Should I Start Taking My Social Security […]

Senior Couple on Computer

If financially possible, one payment can bring you steady income until Social Security kicks in. Delaying Social Security is a good idea, if possible, because the longer you wait, the greater the benefits. However, what do you live on between retirement and beginning to receive your benefits? One way is looking carefully at the world […]

happy retirement

There are mistakes that can be avoided, and others may still be fixed. However, it is better to get it right the first time. You can spend a lot of time planning for retirement. However, you can still make mistakes and some are fixable and some are not, according to USA Today in “Social Security, […]

Happy old couple

It is not only your decisions that create a comfortable retirement but also the impact of economic events. One of the keys to supporting a successful retirement, is to generate sufficient income to enjoy a comfortable retirement and also employ tactics that protect your income from possible changes over time, according to CNBC.com in “Here […]

Middle aged Man with Birthday Cake

If you are ready to pack up and leave the work life behind, there are a few things to consider. You have worked for decades and it is now time to retire. But wait, there are some things it would be wise to accomplish during those last months of working, according to Next Avenue in […]

question mark

Benefits are available to ex-spouses, under certain circumstances. As retirement approaches and Social Security benefits become available, it is important for divorced people to be particularly aware of their entitlement rights, according to Yahoo! Finance in “3 Things to Know About Social Security if You’re Divorced“. If you are divorced after 10 years of marriage […]

senior couple standing together

Social Security is likely to be very important to your retirement. But wait, the amount can vary. Just when to begin taking Social Security can be a real challenge because the time to begin filling your claim ranges from the age of 62 to 70, according to the Independent Record in “These 3 Factors Should […]